Merchant Services & Payment Processing for Modern Businesses
Pay Solutions delivers credit card processing, Clover POS systems, mobile payments, and small business payment solutions across Rancho Cucamonga, the Inland Empire, and Southern California — built to help you get paid faster, easier, and more securely.
Everything you need to accept payments—anywhere.
One partner for your terminal, your tablet, your website, and your phone. All connected, all reported in one place.
Credit Card Processing
Transparent rates, next-day funding, and acceptance for every major card.
POS Systems
Clover, Dejavoo, Valor, and Fiserv terminals—configured for your business.
Mobile Payments
Tap-to-pay, mobile readers, and on-the-go checkout from any device.
Online Payments
Secure checkout, invoicing, and recurring billing for digital storefronts.
Contactless Payments
Apple Pay, Google Pay, and tap-to-pay built into every terminal.
Free Statement Review
We'll decode every line of your statement and show what you'd save.
Lower rates. Clearer statements. Zero gotchas.
Businesses that switch to Pay Solutions save an average of 30–50% on processing costs. We break down your current processor's fees, identify what's negotiable, and switch you to a structure that fits how you actually take payments.
- Interchange-plus, flat-rate, or cash-discount pricing
- Accept Visa, Mastercard, Amex, Discover, debit & EBT
- Next-day funding on qualified accounts
- PCI compliance support included
The right POS for the way you do business.
Clover POS
All-in-one Clover POS for restaurants, retail, and service businesses — apps, reporting, and customer engagement built in.
Dejavoo
Reliable EMV credit card machines for retail POS, services, and quick-serve.
Valor
Sleek Android terminals with cloud reporting, cash discount, and dual pricing programs.
Fiserv
Enterprise payment processing from the largest acquiring bank in the US.
Get paid anywhere your customers are.
Take payments at the counter, in the field, on your website, or by text. Every channel routes back to one dashboard so reconciliation stays simple.
Mobile readers
Bluetooth & tap-to-pay
Online checkout
Hosted & embedded
Invoicing
Email & SMS pay links
Contactless
Apple Pay, Google Pay
Find out what you're actually paying.
Send us your last merchant statement. We'll itemize every fee, show you the markup, and tell you—in writing—what you'd save with Pay Solutions.
Request My Free ReviewBuilt for the businesses that build our community.
The technology of a national processor. The service of a neighbor.
Transparent Pricing
Clear, itemized rates—no junk fees, no surprises, no PCI fee gotchas.
Real Local Support
Talk to a real person who knows your business—same day, every time.
Next-Day Funding
Your money in your account fast, so cash flow stays predictable.
Modern Reporting
Real-time sales dashboards, exports, and insights from any device.
Get'em Paid
Refer a business to Pay Solutions and earn ongoing profit share on every transaction—for as long as they process with us. No caps, no expiration.
Join Get'em PaidNonprofits & Churches
A portion of every transaction we process for nonprofits and churches goes right back to your mission—through reduced rates and direct giving partnerships.
Learn About Give-BackMerchant services & payment processing questions, answered.
What is the best payment processor for small businesses?+
The best payment processor for a small business offers transparent pricing, next-day funding, modern POS hardware like Clover, and real local support. Pay Solutions is registered with Fiserv — the largest acquiring bank in the US — and tailors merchant accounts, credit card processing, and POS systems to each business.
How can I reduce credit card processing fees?+
Switch to interchange-plus pricing, cut junk fees, and consider a cash discount or dual pricing program that passes the processing cost to customers who pay by card. A free statement review from Pay Solutions shows exactly where you're overpaying.
What is a cash discount program?+
A cash discount program offsets your credit card processing fees by adding a small service fee to card transactions and giving cash-paying customers a discount. It's a fully compliant way for small businesses to keep more of every sale.
What is Clover POS?+
Clover POS is an all-in-one point of sale system used by restaurants, retail stores, and service businesses. It combines payment processing, inventory, employee management, and reporting on one device — and Pay Solutions configures and supports Clover for businesses across the Inland Empire.
How much does payment processing cost?+
Payment processing typically costs 1.5% to 3.5% per transaction depending on card type, industry, and pricing model. Pay Solutions offers interchange-plus, flat-rate, and cash discount pricing so you only pay what's fair for your volume.
What is dual pricing?+
Dual pricing displays two prices for every item — one for cash and one for card — so customers can choose how they want to pay. It's supported on Valor and Clover POS systems through Pay Solutions.
ContactSee how much you're really paying to process payments.
Send us your most recent merchant statement. We'll break down every fee, show you what's negotiable, and tell you exactly what you'd save with Pay Solutions—no obligation.
Free statement analysis
Send us your most recent merchant statement and we'll send back a written breakdown of every fee — plus exactly what you'd save with Pay Solutions. Takes about a minute.
- Line-by-line fee breakdown
- Side-by-side savings comparison
- Response within 1 business day
No commitment. No pressure. Just clear answers.